DEBT ADVICE

We offer specialist advice and assistance with:

Arranging repayment plans with creditors: This includes contacting your creditors on your behalf, collecting medical evidence where necessary, negotiating write offs if appropriate and/or lower monthly repayments
Assisting and advising in a bankruptcy situation: Including assistance in the completion of the application form and Statement of Affairs, advice on the advantages and disadvantages of bankruptcy and alternative insolvency procedures, including:
New Debt Relief Orders: A new and cheaper alternative to bankruptcy. We have a qualified Intermediary at the law centre that can take you through the whole process and complete the application forms on your behalf.
Consumer contract issues: Have you entered into an agreement whilst unwell that you are unable to continue with? We can assist you in negotiating a settlement or repayment.
Council tax arrears including assisting in applying for a backdated payment of Council Tax benefit
Utility debts
Magistrates court fines: We cannot provide representation in Court to defend a fine being imposed but we can negotiate the repayment of a fine at an affordable monthly rate
Enforcement proceedings: We can assist you if you are defending enforcement proceedings against you as an individual, including bailiff action, attachment of earnings order and bankruptcy
County Court Action

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